Health insurance and nursing care insurance systems
Health and nursing care insurance is mandatory for employees.
Contributions are computed as a percentage of earnings and are
generally shared equally by the employer and employee.
The current rate for health insurance is 14.6% (shared in equal amounts
by employer and employee). Moreover, there is an additional
surcharge by an average of 1.1% (set by the health insurance
companies and solely paid by the employee). The current rate
for nursing care insurance is 2.35% (2.55% from 2017 onwards
A childless employee must pay an
additional contribution of 0.25 percentage points to the nursing
care insurance system.