STRUCTURE OF THE FUTURE MARKET STRUCTURE OF THE FUTURE: SIGNIFICANTLY LESS BUT MORE FOCUSSED PROVIDERS Currently, there are more than 1,600 banks with average total assets of around €5.2 billion each (€4.0 billion in 2006). How will the different market scenarios affect incumbents? For both scenarios, we predict a significantRead More →
Economies of scale help survival Positioning as a “supplier”: economies of scale help survival In the disruption scenario, “component suppliers” in the financial services industry will suffer the same fate as suppliers everywhere – for better or worse: if they succeed in continuously renewing their product portfolio and if theyRead More →
Local and multi-regional banks can achieve Positioning as an “orchestrator”: integrating technologies Both local and multi-regional banks can achieve a positioning as orchestrators, functioning as a gateway to the modularised world of financial services: in the disruption scenario, the multitude and complexity of the financial services offered often exceed theRead More →
MODELS IN THE DISRUPTION SCENARIO BANKS OF THE FUTURE: SUSTAINABLE MODELS IN THE DISRUPTION SCENARIO Given the disruption scenario’s rapid developments, banks will inevitably have to adopt new approaches (e.g. Cashless payment solutions, as is happening in northern European banking markets) and infrastructure solutions (e.g. Cloud services, RPA, artificial intelligence)Read More →
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