CULTURAL FLEXIBILITY CULTURAL FLEXIBILITY – THE “SECRET SAUCE” FOR TRANSFORMATION AND INNOVATION The massive changes ahead described in the scenarios will impose high demands on both banks’ senior management and their employee base as a whole. Labour supply will become more constrained (e.g. Due to demographics and new digital capabilities)Read More →
Prepare for the upcoming changes PREPARING FOR UNCERTAINTY: INNOVATION AND CULTURAL FLEXIBILITY How should German banks prepare for the upcoming changes? How should they position themselves in an environment that is just being created and that is characterised by high uncertainty? More than ever, banks are forced to recognise emergingRead More →
SIGNIFICANT DECLINE THERE WILL BE A SIGNIFICANT DECLINE IN THE NUMBER OF BANKS IN GERMANY. WE ESTIMATE THAT 150 TO 300 BANKS WITH SUSTAINABLE BUSINESS MODELS WILL MAKE UP THE BANKING LANDSCAPE OF THE FUTURE. EU Forecast euf:b.a18b:93/nws-01Read More →
STRUCTURE OF THE FUTURE MARKET STRUCTURE OF THE FUTURE: SIGNIFICANTLY LESS BUT MORE FOCUSSED PROVIDERS Currently, there are more than 1,600 banks with average total assets of around €5.2 billion each (€4.0 billion in 2006). How will the different market scenarios affect incumbents? For both scenarios, we predict a significantRead More →
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