AI out the lab?
AI out the lab? Artificial intelligence – Finally out of the lab 2018 EU Forecast euf:b18:94/nws-01Read More →
AI out the lab? Artificial intelligence – Finally out of the lab 2018 EU Forecast euf:b18:94/nws-01Read More →
China Property cycle critical Benefciaries of China’s consumption boom should therefore pay attention to the development of China’s property cycle. With the continued policy tightening in this sector, growth of property sales turned negative late last year while property prices softened in many cities. The consumption boom for luxury goodsRead More →
Housing boom – meaningful for China The wealth effect of the property bubble clearly has important implications for China. In the short term the housing boom provides meaningful support for the economy on the consumption side, which has boosted consumer confidence, imports, and short-term loans while even propping up retailRead More →
Zhejiang province into “rich” & “poor” One way to illustrate this wealth effect is to dig deeper into city level data. We classifed 11 cities in Zhejiang province into “rich” and “poor” groups based on their per capita output in 2015. Both rich and poor cities have seen a recoveryRead More →
SIGNIFICANT DECLINE THERE WILL BE A SIGNIFICANT DECLINE IN THE NUMBER OF BANKS IN GERMANY. WE ESTIMATE THAT 150 TO 300 BANKS WITH SUSTAINABLE BUSINESS MODELS WILL MAKE UP THE BANKING LANDSCAPE OF THE FUTURE. EU Forecast euf:b.a18b:93/nws-01Read More →
STRUCTURE OF THE FUTURE MARKET STRUCTURE OF THE FUTURE: SIGNIFICANTLY LESS BUT MORE FOCUSSED PROVIDERS Currently, there are more than 1,600 banks with average total assets of around €5.2 billion each (€4.0 billion in 2006). How will the different market scenarios affect incumbents? For both scenarios, we predict a significantRead More →
Economies of scale help survival Positioning as a “supplier”: economies of scale help survival In the disruption scenario, “component suppliers” in the financial services industry will suffer the same fate as suppliers everywhere – for better or worse: if they succeed in continuously renewing their product portfolio and if theyRead More →
Local and multi-regional banks can achieve Positioning as an “orchestrator”: integrating technologies Both local and multi-regional banks can achieve a positioning as orchestrators, functioning as a gateway to the modularised world of financial services: in the disruption scenario, the multitude and complexity of the financial services offered often exceed theRead More →
Raising well-being in Germany’s ageing society Population ageing is setting in earlier in Germany than in most other OECD economies and will be marked. It could lead to a substantial decline in employment, weighing on GDP per capita, and will raise demand for health-related public services. Germany has already implementedRead More →
Boosting investment performance Non-residential investment has fallen over the past 20 years as a share of GDP and is now lower than in several other high-income OECD countries. Business investment growth has been weak since the outbreak of the global financial and economic crisis. Government investment has been low, especiallyRead More →